FAQs
At Easy Start Auto, we help newcomers to Canada get approved for new and used car financing in BC and Alberta, even with no Canadian credit history.
Here are answers to the most common questions our clients ask.
-
Easy Start Auto isn’t a dealership we’re your buyer-side partner, helping you get approved for car financing and find the right vehicle for your budget.
Independent advice tailored for newcomers and first-time buyers
Access to multiple trusted lenders, even with no Canadian credit history
Guidance to find safe, reliable cars in Vancouver, the Lower Mainland, and across BC
A stress-free process, handling everything from your first inquiry to driving away
-
Yes! Easy Start Auto specializes in helping newcomers to Canada get approved for car loans in BC and Alberta, even if you have no Canadian credit history. We work with trusted lenders who understand the newcomer experience and can offer fair, flexible approvals
-
Most approvals happen within 24–48 hours once we have your application and documents. Our goal is to make it as fast and stress-free as possible, so you can get on the road quickly whether you’re in Vancouver, Calgary, Edmonton, Surrey, or Kelowna.
-
You’ll need:
Government-issued ID (like a passport)
Proof of residency in Canada (e.g., utility bill or rental agreement)
Proof of income/employment
Down payment details (if applicable)
We’ll walk you through exactly what's needed so there's no guesswork.
-
Not necessarily. While some lenders charge more for first-time buyers, we negotiate with banks and credit unions in BC and Alberta to get you the most competitive rates possible. Building your Canadian credit with an auto loan, whether on a new or used vehicle, can also help lower rates for future financing.
-
While our specialty is helping newcomers, we also assist anyone in Vancouver and the Lower Mainland who needs straightforward financing and vehicle options including people rebuilding their credit.
-
Yes. Many newcomers start with part-time work or self-employment. We work with lenders who look at your overall financial picture, not just one type of income.
-
We’re transparent about all costs upfront. We believe in no hidden fees and clear pricing from start to finish. We’ll always tell you exactly what you’re paying for and why.
-
We help clients across British Columbia and Alberta, including:
Vancouver
Surrey
Burnaby
Richmond
Coquitlam
Kelowna
Victoria
Calgary
Edmonton
Red Deer
If you live anywhere in BC or Alberta, we can help you get approved for new and used vehicle financing.