Yes. Most of our clients have zero Canadian credit history. We work with lenders who focus on your work permit, employment, and income - NOT your credit score from another country.

• Valid work permit or permanent residency

• Proof of income (recent pay stubs or job offer letter)

• Valid driver's license or government ID

• Proof of address (utility bill, lease agreement, or bank statement)

We'll guide you through exactly what's needed when you apply.

Most clients hear back within 24 hours. Once approved, you can usually be driving within the same week.

You’ll need:

• Government-issued ID (like a passport)

• Proof of residency in Canada (e.g., utility bill or rental agreement)

• Proof of income/employment

• Down payment details (if applicable)
  We’ll walk you through exactly what's needed so there's no guesswork.

No. The initial pre-qualification is a soft inquiry and doesn't impact your credit score. A hard credit check only happens if you decide to move forward with financing.

While our specialty is helping newcomers, we also assist anyone in BC and Alberta who needs straightforward financing and vehicle options including people rebuilding their credit.

Yes. Many newcomers start with part-time work or self-employment. We work with lenders who look at your overall financial picture, not just one type of income.

We’re transparent about all costs upfront. We believe in no hidden fees and clear pricing from start to finish. We’ll always tell you exactly what you’re paying for and why.

We help clients across British Columbia and Alberta, including:

• Vancouver

• Surrey

• Burnaby

• Richmond

• Coquitlam

• Kelowna

• Victoria

• Calgary

• Edmonton

• Red Deer

If you live anywhere in BC or Alberta, we can help you get approved for new and used vehicle financing.

Many of our clients get approved in their first few months in Canada. As long as you have a valid work permit and stable income, you likely qualify.

Not always, but having one helps. We'll discuss options that fit your budget during your pre-approval call.

That's fine. We recommend getting pre-approved first so you know your budget, then choosing a car that fits. We can also help you find the right vehicle.

New or used cars, SUVs, trucks, and electric vehicles. We'll help match you with something that fits your needs and budget.

Fill out our quick 2-minute pre-approval form, or call/text us at (778) 653-8095. We'll guide you through the rest.