New to Canada?
We Help You Get Approved for a Car
Using your work permit and income, not just your credit history
About Easy Start Auto
Car Financing Built by Women Who Know the Industry Inside Out
Easy Start Auto is a women-owned business based in Vancouver with over 20 years of combined experience in automotive sales and finance. During that time, we saw the same unfair situation happen again and again.
Newcomers with good jobs, stable income, and real plans for their future were being turned away simply because they had not had time to build Canadian credit yet.
We knew there had to be a better way, so we built Easy Start Auto to change that.
Whether you arrived last month or last year, whether you're on a work permit or working toward your PR, we’ve helped people in your exact situation get approved and get driving across BC and Alberta.
We work with lenders who look at the full picture. Your job. Your income. Your stability in Canada. Not just a credit score from a country you just left.
If you have a valid work permit and a job, there is a good chance we can help you get approved. We’ll be straight with you about what’s possible, and we won’t waste your time.
No games. No runaround. Just honest financing that helps you move forward.
How It Works
Step 1: Apply Online.
Answer a few quick questions about your situation. No credit check yet.
Step 2: We Review Your Application
We review your info and match you with lenders who understand work permits and newcomers.
Step 3: Get Your Answer (Within 24 Hours)
We contact you with your approval options and estimated budget, usually within 24 hours.
Step 4: Find Your Car
You choose the vehicle that fits your budget and needs, and we help with the financing side.
Step 5: Sign & Drive (Usually Same Week)
Once everything is approved, you sign the paperwork, pick up your keys, and you're on the road!
WHAT MAKES US DIFFERENT
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Women-Owned. Industry Experienced.
Based in Vancouver with over 20 years of combined experience in automotive finance, we understand how approvals really work and how to help newcomers succeed.
Newcomer Specialists
92% of the newcomers we work with get approved, even without Canadian credit history. -

Work Permits Accepted
We specialize in helping newcomers who have recently arrived in Canada. If you have a valid work permit and stable income, there is a strong chance you qualify.
We work with lenders who look at your employment and stability in Canada, not just your credit history.
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Fast Turnaround
You do not have to wait weeks for answers.
Fast decisions
Most applicants receive their approval options within 24 hours.
Our Team
With over 35 years of combined experience in automotive finance, we help newcomers across BC and Alberta understand their options and get approved with confidence.
Have questions? Talk to a real person.
Call or text us directly:
Founder & Director of Finance at Easy Start Auto
Christina Duncan
With over 25 years in automotive finance, Christina has seen every scenario and she knows how to get approvals when others can't. She's built her career on helping newcomers get financed, working with lenders who look at the full picture, not just a credit score.
As a lifelong entrepreneur, Christina knows what it's like to start from scratch. She understands the challenges of building something new—whether it's a business or a life in a new country and she built Easy Start Auto to help newcomers do exactly that.
Her focus: get you approved, get you driving, and watch you thrive.